One price per business. Fin in every plan.
Try it free for 30 days. Then from €15 a month, excl. VAT. Cancel any month.
Prices per business, excl. VAT. We never lock you out of your books. Fin has a monthly AI budget per plan (fair use); once it is used up, new AI suggestions wait until there is room again. A yearly plan runs to the end of the paid year.
Always included
Fin, your AI assistant
Ask for an invoice, an entry or your figures in one sentence. Fin prepares it, you approve.
VAT straight to the Belastingdienst
Prepared from your own books. Filed once you approve, with a confirmation of receipt.
Your bank, connected
ING, ABN AMRO, Rabobank, bunq and more. Read-only: Klera can never move money.
Paid sooner
Invoices and quotes with a payment QR, and iDEAL through your own Mollie account.
Your data stays yours
Stored in the EU. Export your books whenever you want, as an audit file.
Add-ons as you grow
Pay only for what you need on top. All prices excl. VAT.
Extra bank account
€2.50/mo
For each extra business account, on any plan.
- Connected through PSD2, read-only
- Importing a statement stays free
A bigger AI allowance for Fin
€15/mo
On Compleet, when Fin does most of the work for you.
- More questions and proposals a month
- On Start or Plus, move up a plan
Payroll for more employees
€3/employee/mo
Compleet includes payroll for 5 employees. Above that you pay per employee.
- Payslips calculated to the Belastingdienst's rules
- The payroll journal entry is prepared for you
All plans side by side
Everything per plan, and the add-ons.
| Feature | Start€15 / mo | Plus€29 / mo | Compleet€45 / mo |
|---|---|---|---|
| Bookkeeping | |||
| Klera books, explains why and shows how sure it is | Included | Included | Included |
| Bank accounts through PSD2 | 1 + savings | 2 + savings | 3 + savings |
| Statement import (MT940, CAMT, CSV) | Included | Included | Included |
| Payments matched to invoices | Included | Included | Included |
| Email receipts to your own Klera address | Included | Included | Included |
| VAT return, filed directly once you approve | Included | Included | Included |
| Cash book and Z-reports | Included | Included | Included |
| Year-end and a draft income or corporate tax return | Included | Included | Included |
| Invoicing | |||
| Invoices, quotes accepted online and credit notes | Included | Included | Included |
| iDEAL payment links through your own Mollie account | Included | Included | Included |
| Payment reminders, once you approve | Included | Included | Included |
| Bill your hours, with a timesheet | Included | Included | Included |
| Profit per project | Included | Included | Included |
| Recurring invoices | Not included | Included | Included |
| E-invoices as UBL files | Not included | Included | Included |
| Stock | Not included | Included | Included |
| Insights and reports | |||
| Reports, balance sheet and annual accounts | Included | Included | Included |
| Spending insights and fixed costs | Not included | Included | Included |
| Advisory report: your year against last year | Not included | Included | Included |
| Financing check: the figures a lender looks at | Not included | Not included | Included |
| Staff and payments | |||
| Payroll calculations and payslips | Not included | Not included | Up to 5 employees |
| Payment batches (SEPA) for supplier invoices | Not included | Not included | Included |
| Fin, the AI assistant by Klera | |||
| Fin books, invoices and looks up your figures | Included | Included | Included |
| Asks when unsure, learns from your corrections | Included | Included | Included |
| Working together | |||
| Unlimited users, with roles | Included | Included | Included |
| Export as an audit file (XAF) or CSV | Included | Included | Included |
| Add-ons | |||
| Extra bank account | €2.50/mo | €2.50/mo | €2.50/mo |
| A bigger AI allowance for Fin | Not included | Not included | €15/mo |
| Payroll for more than 5 employees | Not included | Not included | €3/mo per employee/mo |
| Try free | Try free | Try free | |
Fin has a monthly AI budget per plan (fair use). Once it is used up, new AI suggestions wait until there is room again.
How Klera is different.
They all connect your bank and file your VAT return. The difference is what happens for you after that.| Feature | Exact | Moneybird | SnelStart | Jortt | |
|---|---|---|---|---|---|
| Does what you ask, in plain languageFin books, invoices and prepares your VAT when you ask. | Yes | AI for bank and purchases only | Link to your own AI chat | Not found on their website | Link to your own AI chat, from MKB |
| A reason and a confidence level on every entry | Yes | Not found on their website | Not found on their website | Not found on their website | A reason per entry, without a confidence level |
| Price per monthCheapest plan with VAT returns and about 50 bank transactions | €15Start | €49Essentials | €35Groei | €22inKaart | €21.95ZZP |
What all five do: connect your bank, learn from how you book and file your VAT return directly.
– means: not found on the provider's website.
Source: the pricing and product pages of Exact, Moneybird, SnelStart and Jortt, checked on 5 October 2026. Prices on monthly billing, excl. VAT. Spotted a mistake? Let us know.
Read the comparison per product, including when the other is the better pick
Frequently asked questions
Another question? Email support@klera.nl.
What happens after the 30-day trial?
You decide whether to continue, and on which plan. You didn't enter any card details, so nothing is charged automatically.
What if I have more bank accounts?
Each plan has a set number of connected bank accounts, plus your savings account. Have more? Connect an extra account for €2.50 a month, or import the statement for free. We never lock you out of your books. Fin has a monthly AI budget per plan; once it is used up, new AI suggestions wait until there is room again.
Can I cancel and take my data with me?
Yes. You can cancel a monthly plan in any month; a yearly plan runs to the end of the paid year. You export your books yourself as an audit file (XAF), and your transactions as CSV.
Can I give my accountant access?
Yes, on every plan and at no extra cost. Your accountant gets access to your books, as a bookkeeper or a viewer. You both work in the same books, and your accountant can review your VAT return before you file it.
Can I switch from my current software?
Yes. Export the audit file (XAF) from SnelStart, Exact Online, Twinfield or any package that exports one. If you work with an accountant or bookkeeping firm in Klera, they import it: your chart of accounts, opening balance and history come along. Without an accountant, you enter your opening balance yourself, or email support and we'll help. Feel free to run a month alongside your current software.
Does Klera file my VAT return with the Dutch tax authority?
Yes. Klera prepares your return: every box calculated, including reverse charge. You review and approve it, then Klera files it directly with the Belastingdienst. Before your first return, you confirm once with a code we send by post to your business address. On the small business scheme (KOR) you don't file VAT returns. Klera then invoices without VAT and warns you when your turnover nears the limit.
Which banks can I connect?
ING, ABN AMRO, Rabobank, bunq and more. You pick your bank from the list of our PSD2 provider, Enable Banking, and the connection is read-only. Bank not listed? Import an MT940, CAMT.053 or CSV file.
Is my bank data safe?
Yes. The bank connection runs through PSD2 and is read-only: Klera can never move money. Your data is encrypted and stored in the EU.
Where is my data stored?
Stored in the EU, encrypted in transit and at rest. Every business's books are walled off from the others, and processors work under a data processing agreement.
What if Klera makes a mistake?
Every entry shows why Klera booked it and how sure it is. If something is wrong, you correct it. Correct the same supplier's entry three times and Klera books it that way from then on. And when Klera is unsure, it asks you first.
Can I create invoices with Klera?
Yes. Invoices and quotes in your own branding, matched to the payment as soon as it comes in. With your own Mollie account you add an iDEAL payment link. Klera suggests payment reminders; they only go out once you approve them.
How is Klera different from other bookkeeping software?
You ask Klera in plain language to do something, and Klera does the work: booking, invoicing, preparing your VAT return. Every entry shows why and how sure Klera is, and when in doubt it asks you. You approve.
Your quarter, booked tonight.
Connect your bank and Klera books the rest.
No payment details needed.


