Fin — your AI bookkeeperFin does the books.
You decide.
Fin books your transactions with an explanation on every entry. When it's unsure it doesn't guess — it asks you. And your VAT return is ready every quarter.
0%
of bookings come with a written why
±0 min
/month of review instead of hours of admin
€0
to invite your accountant
How it worksReady in 3 steps
From bank connection to a filing-ready VAT return — this is your first half hour.
01Connect your bank
Link ING, ABN AMRO, Rabobank, Bunq and more in 2 minutes via PSD2 — read-only. Or import MT940/CAMT files.
02Fin books — with reasons
Fin recognizes suppliers, picks the category and VAT code, and writes down why for every entry — with how sure it is.
03You approve, done.
When Fin is unsure it asks you instead of guessing. Count on about 15 minutes a month.
TransparentNo black box
Every booking shows how sure Fin is and why it was booked that way. Every decision is kept for 7 years — explanation included.
Confidence on every booking
Fin only books on its own what it is sure of.
A written why, in plain language
Why this category, why this VAT code — it is right there.
In doubt? Fin asks you
One short question instead of a guess. You stay in charge.
FeaturesEverything you need
Smart categorization
AI that learns from your corrections. Correct a booking three times and Klera remembers it from then on.
Software subscriptions
356 categorized
Bank fees
128 categorized
VAT payable
54 categorized
Automated bank connection
ING, ABN, Rabo, Bunq — transactions flow in automatically.
VAT always ready
Correct VAT codes on every booking. Ready for your return.
Invoices in just 2 clicks
Professional invoice, automatically linked to payment.
Email agent
Connect Gmail or Outlook. Klera fetches invoices and receipts by itself.
Always an explanation
Every booking answers: why this category? With a confidence score. Transparent and verifiable.
Product overviewYour finances, crystal clear
Everything in one place — your results, VAT position, fixed costs, and where your money goes.
ComparisonKlera vs the rest
An honest comparison with the tools you already know.
| Feature | Exact | Moneybird | SnelStart | Klera |
|---|---|---|---|---|
| Automatic bank connection |  | | | |
| Books transactions itself | suggestions only | suggestions only | suggestions only | (you approve) |
| Explanation with every booking |  | | | (written why + confidence) |
| Learns from your corrections | limited | limited | | (remembers after 3×) |
| Asks when it's unsure | | | | (questions, not guesses) |
| Fetches invoices from your inbox | forward only | forward only | forward only | (Gmail & Outlook pull) |
| Price | €49+/m | €15+/m | €9,50+/m | €13+/m |
Competitor prices as published June 2026. All prices per month, excl. VAT.
We built Klera because we were losing our evenings to bookkeeping. Today our own companies run on Fin every day — that's the bar for everything we ship to you.
The Klera team
Amsterdam
PricingSimple pricing. Fin in every plan.
Per administration, excl. 21% VAT. Every trial starts with the full Fin Compleet — 30 days, no card details.
Core bookkeeping with Fin, your AI bookkeeper — for freelancers and small companies.
/ month · excl. VAT
- Fin, your AI bookkeeper
- Bank connection (PSD2)
- AI categorization with a written why
- Reconciliation
- Invoices & quotes
- Filing-ready VAT return
- Receipt scanning (OCR)
- Reports & balance sheet
Guideline: ±50 transactions per month
START 30 DAYS FREEMore room for Fin, plus advisory and Peppol-ready e-invoicing.
/ month · excl. VAT
- Everything in Fin Start
- Advisory insights
- E-invoicing (UBL, Peppol-ready)
- Spending insights & fixed costs
- More AI headroom
Guideline: ±200 transactions per month
START 30 DAYS FREEEverything in Plus, plus payroll and financing.
/ month · excl. VAT
- Everything in Fin Plus
- Payroll calculations & payslips
- Financing insights
- Payment batches (SEPA)
- Most AI headroom
Guideline: ±1,000 transactions per month
START 30 DAYS FREEYour accountant joins free on every plan. Pay yearly and get about 2 months free.
No card details needed • Cancel monthly • No volume tiers • GDPR compliant
FAQFrequently asked questions
Klera connects through PSD2 (Open Banking) via a licensed European banking provider. We only receive read-only transaction data — we can never transfer money. All data is encrypted and GDPR compliant.
ING, ABN AMRO, Rabobank, Bunq, SNS, ASN, RegioBank, Triodos, and Knab via PSD2. Use another bank? Import MT940 or CAMT files directly.
Yes. You can invite your accountant with read-only or full access — free of charge. They can review your bookkeeping, download reports, and verify your VAT returns directly in Klera.
You can correct any categorization with one click. Klera learns from your corrections — after 3 times, it knows the right category on its own. And when Fin isn't sure, it asks you instead of guessing.
Traditional tools suggest a category and wait for you to confirm every line. Klera decides autonomously, shows a confidence score and a written why for each booking, learns from your corrections, and only asks when it's genuinely unsure. Reviewing takes minutes, not evenings.
Yes. You can create professional invoices in just 2 clicks, in your own branding, automatically linked to payments and VAT codes. Fin proposes payment reminders — you approve before anything is sent.
Not yet. Fin prepares your return ready to file — every box filled in, including reverse-charged VAT and KOR. You copy the figures into Mijn Belastingdienst Zakelijk: copy, paste, done in about five minutes. You always keep the final click.
Your quarter, booked.
Tonight.
Connect your bank and see for yourself — 30 days free, alongside whatever you use now.
No card details needed.